Ccg, you summarized my conundrum rather neatly, - am I pessimistic for thinking the sky is falling and big problems will come fairly soon - or am I optimistic for thinking I can do something about it? If you are about to set sail soon I have enjoyed your input. Off subject ( excuse me ) but you might go out and buy a book " the Log of the Molly B" by Pete Hogan. The log of a solo circumnavigation by an Irishman. Put her in the roaring 40's ,set the storm sail ,and let her rip. Nice guy I met when he put his boat on the beach early on. So back to the subject . Who would you prefer to captain your boat across dangerous and uncharted waters ? I have had four friends bitten by white sharks and only one died. I suppose I earned the nickname " grim " but being a pessimist doesn't preclude taking risks. Putting to sea without good ground tackle is a sure sign of an optimist , and a fool.